Getting a paid professional on your team is a tremendous help. It may seem odd to pay in order to save money, but there is a reason.
Specific to the caregiver universe; a consultant with expertise and advocacy in care management for older or disabled adults knows which rocks to look under. They have the time, comprehensive knowledge and resources to help maximize all of your assets, plans and benefits. These professionals can be a family relationship saver in addition to actually saving you money.